Group Health Plan Affordability Levels Up, Giving Employers a Break
The IRS has significantly increased the group health plan affordability threshold, which is used to determine if an employer's lowest-premium health plan complies with Affordable Care Act rules, for plan years starting in 2026. The threshold for next year has been
The Importance of Evaluating Your Benefits Annually
While traditional benefits like group health insurance and 401(k) plans remain foundational, employers who limit themselves to the same offerings year after year may find themselves outpaced in the competition for talent. Regularly evaluating your benefits package ensures it stays relevant,
New Law Makes Permanent Telehealth Coverage in HDHP
The sweeping One Big Beautiful Bill Act makes permanent the ability of HDHP to offer pre-deductible coverage for telehealth.
More Employers Plan to Shift Costs in 2026, Study Finds
As the cost of providing health benefits continues to rise, more employers intend to change or reduce their 2026 offerings to control spending, according to a new survey. In a survey of more than 700 U.S. employers by Mercer — including
The ‘One Big Beautiful Bill’ Expands on HSAs
On July 4, 2025, President Trump signed the One Big Beautiful Bill Act into law, a sweeping tax and spending measure that includes implications for health savings accounts and employer-sponsored benefits. While an early version of the bill passed by the House
Critical Illness Insurance Provides Vital Protection to Employees
The typical family's income slips by more than $12,000 in the year after a breadwinner suffers a critical illness such as a heart attack, stroke or cancer, according to a study by Metropolitan Life Insurance Company. This reduction of income isn't
More Employers Offer Menopause Benefits
A growing number of employers are adding menopause-related benefits to their health and wellness programs, recognizing both the personal and business impact of this phase of women's health. According to a 2023 Mayo Clinic report, menopause-related symptoms are responsible for an
Health Insurers Pledge to Simplify Prior Authorization
In a major announcement, America's Health Insurance Plans (AHIP) said that more than 50 major insurers — including UnitedHealthcare, Aetna, Cigna and various regional Blue Cross Blue Shield plans — have pledged to significantly streamline the prior authorization process and
Legislative Wrap-Up: Three Health Benefits Bills Employers Should Know About
Health insurance is back on the legislative agenda in Washington, with several proposals that could reshape how employers provide coverage to their workers. Three bills gaining traction in the House aim to overhaul parts of the Affordable Care Act (ACA), expand
Alternative Group Plan Funding Gets a Second Look
Watching their group plan premiums climb higher with each passing year, some employers start looking into alternative funding strategies in hopes they can get a better handle on their employees' health costs. While group plans are the standard, larger employers have