Why Voluntary Benefits Matter for Small Employers
Voluntary benefits have emerged as a key differentiator for small businesses looking to stay competitive in attracting and retaining employees. These benefits, which are offered in addition to group health insurance and 401(k) plans, allow employees to opt in to
Poor Health Insurance Literacy Hurting Your Employees, Your Bottom Line
Poor health insurance literacy among plan enrollees costs both them and plan sponsors billions of dollars each year, according to a new report by Cigna Healthcare. According to the report, Americans with poor knowledge of how their health insurance works are
‘Big Beautiful’ Tax Bill Would Make Major Changes to HSAs, ICHRAs
The "Big Beautiful" tax bill being debated in Congress has several provisions that would make major changes to rules governing individual coverage health care reimbursement arrangements and tax-advantaged health savings accounts. Many of these changes would benefit both employees and
2026 HSA Contribution, HDHP Cost-Sharing Limits
The IRS has announced slightly higher health savings account contribution limits for 2026, with the amount increasing 2.3% for individual HSA plans.
How Group ‘Gap’ Insurance Can Save Your Staff From Financial Hardship
If you are offering high-deductible health plans to your staff to reduce overall premium outlays, you know that this type of insurance has one major drawback: higher out-of-pocket expenses that some may struggle to afford if they experience a sudden
Why Employers Should Promote Checkups to Control Group Health Insurance Costs
One often-overlooked factor that can drive up group health plan premiums is employee health behavior, particularly the tendency to skip preventive care visits. According to Aflac's most recent "Wellness Matters Survey," 94% of Americans have delayed or skipped checkups and screenings
SMEs Prioritize Group Health, But Some Make Financial Tradeoffs: Survey
A new poll has found that most small and mid-sized enterprises consider offering group health insurance benefits to their staff a fundamental business value, despite many firms making difficult financial tradeoffs to maintain that coverage. It's been well-reported that SMEs are
HDHP Enrollment Slipping: What It Means for Employers
For years, HDHPÂ high-deductible health plans have been the most common type of health insurance that employers offer.
What You Need to Know About the EEOC’s New DEI Guidance
The Equal Employment Opportunity Commission, together with the Department of Justice, recently issued new guidance that significantly reshapes the legal landscape for workplace diversity, equity and inclusion programs. This comes on the heels of a series of executive orders issued by
The GLP-1 Dilemma: How Employers Can Take Control
Many employers are facing challenges in incorporating high-cost GLP-1 medications nto their group health plans.