Waiving HDHP Deductibles Has Little Effect on Premiums, Study Says
Employers who offer health savings account-eligible high-deductible health plans (HDHPs) to employees can significantly expand pre-deductible coverage for certain drugs used to manage chronic conditions — with only a tiny effect on premiums. That's the finding of a new study from
HDHPs Can Continue Covering Telehealth with No Cost-Sharing under New Law
An expired provision that authorized high-deductible health plans to reimburse for telehealth and other remote health care services before the deductible has been met, has been revived. The provision was extended from April 1 through Dec. 31 after President Biden signed
How to Coax Your Employees to Enroll in an HDHP
Employers looking for ways to decrease their group health insurance outlays over the past decade have been turning to high-deductible health plans as they offer lower up-front premiums. In 2021, 51% of the U.S. workforce was enrolled in one of these
2022 HSA Contribution Limits, HDHP Minimums, Maximums Set
The IRS has set the maximum amounts employees can funnel into their health savings accounts and health reimbursement accounts (HRAs) for the 2022 policy year. The IRS updates these amounts every year to adjust for inflation in addition to minimum deductibles
Put Money into an HSA instead of a 401(k) After Employer Matching: Report
One of the main recommendations for employees with 401(k) plans is that they should contribute at least enough to their plan every paycheck to ensure they receive the maximum they can in their employer's matching contributions. But a new study by
HDHPs Do Not Slow Down Health Care Spending: Study
A new study has found that high-deductible health plans have only a limited effect on the growth of health care spending for people who sign on for these plans. The National Bureau of Economic Research researched HDHPs over a period of