Addictions Are Rising Among Workers; What Employers Can Do
According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America’s workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National
HRA Gym Cost Reimbursement? Not So Fast Says IRS
The IRS has issued a new bulletin, reminding Americans that funds in tax-advantaged medical savings accounts cannot be used to pay for general health and wellness expenses. The bulletin focuses on medical savings accounts that employers will often sponsor, including flexible
2025 HSA Contribution, HDHP Cost-Sharing Limits
The IRS has announced significantly higher health savings account contribution limits for 2025, with the amount increasing 3.6% for individual HSA plans. The IRS updates this amount annually, along with minimum deductibles as well as the out-of-pocket maximums for high-deductible
Interest in Health Premium Reimbursement Accounts Grows
Employer adoption of specialized accounts that they fund to help reimburse employees when they buy health insurance on their own is surging in 2024. The number of employers who offer individual coverage health reimbursement accounts (ICHRAs) grew 30% in 2024 from
Worker Enrollment in HDHPs Falls
After enrollment in high-deductible health plans soared during the last decade, 2022 marked the first year that enrollment in these plans fell among American workers since 2013, according to a new report by ValuePenguin. The insurance-review website found that 54%
DOL Rescinds Trump-Era Association Health Plan Rule
The Department of Labor on April 29 issued a final rule rescinding Trump-era regulations that expanded the number and types of employers that could band together to create association health plans to cover their employees. The 2018 regulations, which have
Pregnant Workers Fairness Act Final Rules: What Employers Need to Know
The Equal Employment Opportunity Commission has published a Pregnant Workers Fairness Act final rule that will give new protections akin to disability accommodation under the Americans with Disabilities Act. The rule, which takes effect June 18, will require employers to make
Employers Push Preventive Care to Affect Costs, Staff Health
Chronic conditions and overall poor health are a key cost-driver of health care costs, which is hitting the pocketbooks of both individuals and employers. There are a number of factors that are driving this, including poor lifestyle choices, poor diets,
Cutting Through the Alphabet Soup of Dental Insurance Plans
When you look at the dental options for your employer-sponsored health plan, or if you're just looking at the options available on the market, you may encounter the acronyms DMO and PPO (also known as a PDN), as well as
Biden Administration Clamps Down on Short-Term Health Insurance
The Biden administration has rolled back regulations that allow Americans to stay on short-term health insurance plans for up to three years while still satisfying the Affordable Care Act's individual mandate. The new rules will limit these controversial plans to no