Offering Group Health Can Affect Workers’ Comp Costs
Employers who provide group health insurance and wellness programs to their employees tend to have lower overall workers' compensation costs. While the programs are separate, employees who have access to preventive care, chronic disease management and wellness resources are often healthier
How Employers Can Fight the High Cost of Diabetes
Diabetes is a devastating illness — and not just for those with the disease. Employers are also shouldering massive and increasing direct and indirect costs due to diabetes. Diabetes afflicts more than 11% of the adult population, including about 6.3% of
Lifestyle Spending Accounts Gain Traction as Employers Seek Flexible Benefits
As employers continue looking for ways to support a multigenerational workforce with diverse needs, lifestyle spending accounts are emerging as a popular addition to employee benefits programs. Originally viewed as an extension of wellness programs, LSAs are broader and more flexible.
Stop-Loss Insurers Increasingly ‘Lasering’ High-Cost Claimants
As million-dollar health insurance claims continue to surge, stop-loss insurers that provide excess coverage for self-insured employers are increasingly using a controversial underwriting tactic to limit coverage for high-cost claimants. The tactic, called "lasering," entails applying a higher deductible or exclusion
2027 HSA Contribution, HDHP Cost-Sharing Limits
The IRS has announced slightly higher health savings account contribution limits for 2027, with the limit increasing 2.3% for individual HSA plans. The IRS updates HSA contribution limits annually, along with minimum deductibles and out-of-pocket maximums for high-deductible health plans. HSAs