One often-overlooked factor that can drive up group health plan premiums is employee health behavior, particularly the tendency to skip preventive care visits. According to Aflac's most recent "Wellness Matters Survey," 94% of Americans have delayed or skipped checkups and screenings

A new poll has found that most small and mid-sized enterprises consider offering group health insurance benefits to their staff a fundamental business value, despite many firms making difficult financial tradeoffs to maintain that coverage. It's been well-reported that SMEs are