HRAs Can Help Your Staff Pay for Medical Expenses
As rising health insurance premiums and out-of-pocket costs for health care are burdening workers, more employers are looking for ways to help their staff put aside money for those expenses. While health savings accounts have grown in popularity, you can only
New PBM Rules Raise Compliance Stakes for Employers
Employers that sponsor health plans will face a new layer of compliance risk under the Consolidated Appropriations Act of 2026, which imposes sweeping transparency and reporting rules on pharmacy benefit managers (PBMs). The law aims to open up the "black box"
Delayed Care Fuels Chronic Conditions, Drives Health Plan Costs
During the last three years, a new driver of health plan costs has emerged: a growing share of employees are postponing doctor visits, screenings and even medications until conditions worsen. Instead of early, lower-cost intervention, employees are entering the system later
Employers Should Make Employee Health Care Literacy a Top Priority
For many U.S. workers, health insurance remains confusing, intimidating and underutilized. Despite the billions employers spend on benefits each year, a large share of employees does not fully understand how their coverage works or how to use it effectively. According to