Most Employees Spend Little Time Choosing Their Health Plan
A new study has found that individuals enrolled in high-deductible health plans (HDHPs) are more engaged than their traditional plan counterparts during open enrollment, spending more time on choosing plans and using employer-provided tools to help them make their choices. Despite
Virtual-First Health Care Plans Flooding the Market
In the continuing quest to reduce health care costs and make care more accessible, a new type of health plan has been taking shape: The virtual-first health plan. These rapidly evolving plans integrate virtual care delivery models into a comprehensive health
Why Your Staff Needs Short- and Long-Term Disability Coverage
No one plans on becoming disabled and missing work, but it can happen. An illness or an accident could cause one of your employees to be unable to work for months, or even years. While their health insurance will cover their
‘Family Glitch’ Fixed by Regulations That Took Effect for 2023
Thanks to new regulations that took effect Jan. 1, it will be easier for dependents of an employee with employer-sponsored family health coverage to seek out coverage and subsidies on the Marketplace if they are in a plan that is
More Employers Offer Flexible Spending Accounts
As health insurance and treatment costs rise and recognizing the potential for tax savings and other benefits, more employers have started offering flexible savings accounts to their employees. FSAs are also an important way to enable employees who are not enrolled
Insurance Considerations as Americans Work Past Retirement Age
Americans are eligible to sign up for Medicare when they turn 65, but more of us are staying in the workforce longer than ever before. In fact, the average retirement age has increased three years in the last three decades. There
Employers Prioritizing Enhanced Benefits in New Year, Not Cost-Cutting
Despite group health insurance costs expected to rise 5.4% this year, the tight labor market is forcing employers to prioritize enhancing benefits over cost-cutting measures, according to a new report by Mercer. With Americans increasingly struggling to pay their health care
More Providers Charging for Some Health Portal Services
As more health services are being rendered through providers' patient portals and telemedicine, some providers are starting to bill for some of those interactions. A number of health systems around the country have started billing for certain types of messages, largely
New Law Yields Results, Prevents 9 Million Surprise Medical Bills
As many as 9 million surprise medical bills have been prevented since January 2022 due to the impact of the No Surprises Act, according to a new report. This is the first data that indicates the law, aimed at eliminating surprise
Premium Reimbursement Plans Grow in Usage, Despite Drawbacks
More employers are opting to fund accounts that their employees can draw on to purchase their own health insurance, either on an Affordable Care Act exchange or on the open individual market, according to a new report. Individual Coverage Health Reimbursement